WHAT TO DO IF IDENTITY THEFT HAPPENS TO YOU:

 

 

  • REPORT FRAUDULANT USE OF YOUR SOCIAL SECURITY NUMBER TO THE SOCIAL SECURITY ADMINISTRATION A.S.A.P.

 

    • Contact the fraud departments of each of the three major credit bureaus and place fraud alerts on your credit files. A fraud alert request creditors contact you before opening any new accounts or making any changes to your existing accounts.

 

  • Stop payments and close accounts if a thief has changed the billing address on your credit card accounts or tampered with your bank account, checks, or ATM card.
  • File a report to local police where the theft took place.
  • File a complaint with the Federal Trade Commission if new accounts were opened in your name. Complete the ID Theft Affidavit, created by the FTC, and forward it to each creditor.

 

  • Notify postal inspectors if your mail has been stolen or if a thief has falsified a change of address in your name.
  • Report fraudulent investment activity to your broker and to the Securities and Exchange Commission (SEC)
  • If a fraudulent bankruptcy was filed under your name, contact the US Trustee in the appropriate district.

 

RESOURCES:

The Federal Trade Commission: 877- ID- THEFT

SOCIAL SECURITY ADMIN HOTLINE: 800-269-0271

SEC:               WWW.SEC.GOV

  MAJOR CREDIT BUREAUS:

Equifax : 800-685-1111

Experian: 888-397-3742

Transunion: 800-916-8800