WHAT TO DO IF IDENTITY THEFT HAPPENS TO YOU:
- REPORT FRAUDULANT USE OF YOUR SOCIAL SECURITY NUMBER TO THE SOCIAL SECURITY ADMINISTRATION A.S.A.P.
- Contact the fraud departments of each of the three major credit bureaus and place fraud alerts on your credit files. A fraud alert request creditors contact you before opening any new accounts or making any changes to your existing accounts.
- Stop payments and close accounts if a thief has changed the billing address on your credit card accounts or tampered with your bank account, checks, or ATM card.
- File a report to local police where the theft took place.
- File a complaint with the Federal Trade Commission if new accounts were opened in your name. Complete the ID Theft Affidavit, created by the FTC, and forward it to each creditor.
- Notify postal inspectors if your mail has been stolen or if a thief has falsified a change of address in your name.
- Report fraudulent investment activity to your broker and to the Securities and Exchange Commission (SEC)
- If a fraudulent bankruptcy was filed under your name, contact the US Trustee in the appropriate district.
The Federal Trade Commission: 877- ID- THEFT
SOCIAL SECURITY ADMIN HOTLINE: 800-269-0271
MAJOR CREDIT BUREAUS:
Equifax : 800-685-1111