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Type of InsuranceHow Does It Work?
Life insuranceProvides the beneficiaries of your life insurance policy with funds upon your death so that your assets will not need to be used to pay final expenses and estate taxes.
Disability income insurancePays benefits to replace part of your earned income while you can’t work due to illness or injury so that you continue to meet your financial obligations (e.g., mortgage).
Health insurancePays medical expenses incurred as a result of an illness or injury, so that you do not need to use your assets to pay for them.
Long-term care insurancePays for certain in-home and nursing home care expenses, preserving your assets for your heirs.
Homeowners insurancePays for certain property damage and losses so that the property can be repaired or replaced without you having to use other assets to do so. Also covers certain liability claims.
Automobile insurancePays for damage to your automobile so that you can fix or replace it (collision/other-than-collision coverage). Also covers certain liability claims (liability coverage).
Umbrella liability insuranceProvides liability protection above and beyond basic coverage provided by homeowners and automobile policies.
Business or professional insurancePays for certain business losses (e.g., property damage, business interruptions, liability claims).


IMPORTANT DISCLOSURES

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances.
To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax and legal professional based on his or her individual circumstances.
These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of PA. No offers may be made or accepted from any resident outside the specific states referenced.

 

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2017.