Saving or Investing: Is There a Difference?

Saving or Investing: Is There a Difference? Financially speaking, the terms “saving” and “investing” are often used interchangeably. But the concepts behind these terms actually have some important differences. Understanding these differences... Read more

Portfolio Performance

Assessing Portfolio Performance: Choose Your Benchmarks Wisely You can’t help but hear about the frequent ups and downs of the Dow Jones Industrial Average or the S&P 500 index. The performance of both major indexes is widely reported and analyzed in detail... Read more

Why Diversification Matters

When investing, particularly for long-term goals, there is one concept you will likely hear about over and over again — diversification. Why is diversification so important? The simple reason is that it helps ensure that your risk of loss is spread among a number of... Read more

Investment Planning

Tax on long-term capital gains Generally long-term capital gains taxed at maximum rate of: 2016 2017 Taxpayers in top (39.6%) tax bracket 20% 20% Taxpayers in 25%, 28%, 33%, and 35% tax rate brackets 15% 15% Taxpayers in tax rate bracket 15% or less 0% 0% Tax on... Read more